Owning and running your own business is one fo the most difficult yet rewarding paths one can choose. Make the most of your journey by partnering with benefitRFP to help grow, protect and transition your life's work to your personal wealth on your terms.


Business Owner Tax Strategies

Owning and running a top organization is hard enough. It can be even harder for business owners to effectively save money for their transition into retirement due to the impact of taxes. We have extensive experience in working with business owners to implement cutting edge strategies to mitigate the impact of taxes and give you the time to work, retire and live boldly. We specialize in these areas:

  • Premium finance strategies

  • Private placement insurance strategies

  • Captive insurance companies

  • Qualifed plan strategies under DOL 92-6


Business Succession Planning

Whether transitioning a business to the next generation of ownership or protecting against getting in business with your business pantner's spouses due to an untimely death, we have the experience to manage your situation. Proper succession planning is a cornerstone of your overall risk management posture our specialists will incorporate along with your commercial risk management plan. We excel in the following areas:

  • Buy-sell arrangements

  • Employee Stock Ownership Plans (ESOP)

  • Ownership buyout funding

  • Key person insurance


Business Consulting

Creating a high performing culture is a cornerstone of most business owners' missions. Through our tailored and comprehensive risk management we help you make that culture a reality. Together, we will craft a plan that will cover you in case of supply chain interruptions as well as protecting the organization from employees becoming free agents due to ineffective compensation philosophies. We build custom plans in the following areas:

  • Compensation

  • Alternative benefits

  • Contingency planning

  • Performance management