Our Solutions

Using the insights we’ve gained from our many successful engagements, we explore your unique situation and offer customized recommendations from our open architecture suite of solutions.

Executive Benefits Suite

  • Nonqualified Deferred Compensation - enables highly compensated employees to defer compensation on a pre-tax basis in excess of qualified deferral limits.
  • Supplemental Executive Retirement Plan (SERP) – a nonqualified plan that is used to supplement an executive’s retirement income that can act as “golden handcuffs” through the use of vesting schedules
  • Stock Option Alternative – a way to incentivize top performers that can be used in lieu of or to augment traditional equity based plans
  • Executive Bonus – a company sponsored plan designed for tax-deferred accumulation and tax-free distribution
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Capital Maximization Strategies

  • A program designed to improve the IRR on inert corporate cash holding
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Restorative Benefits Suite

  • Carve Out Disability Insurance – a program for highly compensated individuals to cover the gap created by traditional group disability limits that could result in a significant income shortfall in the event of disability
  • Specialty Life and Disability Insurance – specialty programs to accommodate ultra-high limits or special circumstances that can’t be covered through “off-the-shelf” products
  • Long Term Care – a benefit program that helps executives offset one of the fastest rising costs of retirement
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Tax Exempt Organization Suite

  • 457 Select – a non-qualified plan that is used to supplement an executive's retirement income that can act as "golden handcuffs" through the use of predetermined service periods
  • Executive/Physician Bonus - a company sponsored plan designed for tax-deferred accumulation and tax-free distribution
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Bank Strategies

  • Bank Owned Life Insurance (BOLI ) – specialized products for banks to informally finance their executive benefit plan obligations
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Premium Financing

  • Programs designed to use borrowed dollars to fund estate planning or business planning needs in order improve cash flow
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Business Owner & Succession Planning

  • Estate Planning – preserves assets for future generations
  • Buy-Sell – assures business continuity by properly planning for the transition of business interests in the event of an owner’s premature death
  • Key Man – protects against the financial impact of the premature death of a key employee
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Qualified Plans

  • Ensure you have best in class plan offerings
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Compensation Consulting

  • Through our relationship with LTC Performance Strategies, you can be sure your compensation strategy is competitive
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Health & Welfare

  • Review your existing group plans to ensure you have the best option available
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Our Solutions

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